CONSUMER CONSENT TO ELECTRONIC DISCLOSURES

You are requesting an electronic service from MidSouth Bank, N.A. for your personal, family or household purposes. MidSouth Bank is seeking your consent to deliver notices and disclosures to you electronically by posting online, via notification email with a link to the electronic document, or via secure message notification with link. Before you consent to this form of delivery, here are a few important points:

• To obtain electronic notices and disclosures, you need access to a computer with internet access and a web browser (such as Microsoft Internet access and a web browser (such as Microsoft Internet Explorer, Netscape, or equivalent) and a personal e-mail address.
• You have a right to receive notices and disclosures on paper. To receive a paper document, simply send an email request to online@midsouthbank.com or call us at (800) 213 2265. We will not charge you for a paper copy. You may make this request at any time.
• You have the right to withdraw your consent to receive electronic notices and disclosures. To withdraw your consent, simply send an email request to online@midsouthbank.com or call us at (800) 213-2265. There is no consequence to withdrawing your consent for electronic disclosures.
• Your consent below applies only to notices and disclosures concerning services offered by MidSouth Bank through Online Banking.
• To change your electronic contact information, simply update your information through Online Banking. Click “User” under “Preferences” and enter your new contact information.

I have read all the provisions of this Consumer Consent to Electronic Disclosure and consent to receiving electronic disclosures.